Mortgage rates are a major factor in affordability. While some US markets have stalled, our region is still largely in a seller’s market. Getting the most out of your budget can feel like an uphill battle, especially when you add higher borrowing costs to the mix. But there is a way to secure a lower rate through mortgage points. Also known as discount points, this strategy allows buyers to pay an

Interest rates are a hot topic right now due to anticipated rate cuts at the next Fed meeting in September. While the Federal Reserve doesn’t directly control consumer rates, it sets the benchmark on how much banks can charge when lending and borrowing from each other. In turn, this influences the interest rates that banks charge consumers. Between the subprime mortgage crisis, COVID’s historic